An Appeal on Medical Insurance

Newly born welfare association has lodged protest to Chairman IBA against the arbitrary decision of UIIL to change the TPA for mediclaim administration for the retirees only in the banking industry. We will lodge same protest to UIIL also.

Then we also warn this authority to be prepared for legal battle in there is any departure in the service to the retired employees'. As a Welfare association we are committed to our retiree friends.the original documents is also attached.
ALL INDIA BANK RETIREES WELFARE ASSOCIATION
(Preparatory Committee)
Kolkata
e-mail : aibrwa12@gmail.com
Ref.No. aibrwa/IBA/1/2017 Dated: 13/11/2017

To
The Chairman
Indian Bank’s Association
World Trade Centre ,6th Floor
Central Building, World Trade Centre Complex
Cuffe Parade, Mumbai- 400005

Dear Sir,

Re: Abrupt change of Third Party Health Insurance Administrator (TPA)
At the very outset, we, on behalf of the seniors in the Industry welcome and congratulate you on your taking charge as New Chairman of Indian Banks Association. We introduce ourselves as a Welfare Association of Retirees’ of Commercial Banks in the name as “All India Bank Retiree’s Welfare Association” set up to look after the interest of Bank retirees’ and for ensuring unification in the retirees’ movement so that legitimate demands of Bank Retirees’ pending over the years can be properly mitigated.

We are surprised to observe that United India Insurance Company had suddenly changed the Third-Party Administrator for providing services under medical Insurance Scheme to the Bank retirees. To our information, one Health Insurance TPA (Pvt) Ltd and may be a few other companies has been appointed as third-party providers for settling of health insurance claims of Bank Retirees’. This Company will be one window Third Party Service providers to Bank Retirees’ only while the existing TPA will take care the requirement of the serving Bank employees’. We also understand that the hospitals / nursing home covered by this Company are pathetically poor when compared to existing TPA’s service coverage. We are also not sure about the infrastructure of this new Company in settling the claims of the retirees’.

We strongly feel that this sudden decision may push more number of retirees’ out of the Scheme simply because they will not get cashless facilities in his home town / area. This will be a great disservice to the retirees’ who has purchased the policy with great difficulty. Further, there is no clarity about who will settle the claims in the intervening period. This is based on our previous Bank level experience.
High amount of premium has already made the Health Insurance Scheme a distant dream for many retirees’. This change of TPA without involving the stake holders and their association will make the scheme further limited.

We appeal to you to prevail upon United Insurance India Company to put the entire plan hold till clarity emerged through discussion with stakeholders represented through the retiree associations.

Thanking you
Yours faithfully
Dipankar Mukherjee
Secretary, Preparatory Committee