WRITING ON WALL

EVERY BANK EMPLOYEE & OFFICER, WORKING OR RETIRED, MUST READ THIS WRITE-UP. IT'S SOMETHING LIKE 'WRITING ON WALL'.

IT'S ENGLISH VERSION WILL ALSO BE SENT IN DUE COURSE.

READ IT AND FORWARD TO YOUR CONTACTS WITHOUT FAIL. TREAT IT AS GREAT SERVICE TO BANKING FRATERNITY.

ACTIVIST FRIENDS, BANK EMPLOYEES MOVEMENT IS PASSING THROUGH SERIOUS PHASE, THERE ARE HIDDEN AND VISIBLE THREATS. SERIOUSNESS GOES BEYOND MEASUREMENT, AS UNIONS AS INSTITUTION HAVE COLLAPSED & FALLEN IN THE LAP OF

IBA, BANKERS, DFS LAPS.

"There is no person in this world who does not face difficulties in life. It is not important how much injustice has been done to us, how much it has insulted us..If something is important, how we reacted to those situations is important. If there is any truth in life, it is religion. No matter how harsh the life, we should follow the Dharma... We should follow the Dharma only."

Lord Shri Krishna said the above things in the Bhagwat Geeta while resolving the painful questions of Danveer Karna, which is as important today as it was in the Mahabharata period.

The words of Lord Shri Krishna are equally applicable to both individuals as well as institutions. The foundation of trade union was laid on the 'difficulties' of the workers. The situation was never rosy. Injustice and humiliation always happened, but they were never given importance. The importance given was how to react against that situation.

The life of the workers has always been harsh, but the unions have always strictly adhered to the ethic of 'Unite and fight', whatever the outcome. This same morality and honesty has ended in the last 20 years, which is being discussed nationwide. It is a moral disorder created by union leaders, an unforgivable crime and fraud.

The dilapidated soul and heartfelt sigh of the weak and helpless pensioners will not go in vain. Even the Almighty God cannot save such people from the punishment of their sins, who are collectively responsible for the plight of the pensioners.

Bank officers and employees, clearly accept some of the facts as your luck/misfortune and make the necessary corrections in your behaviour. By doing this they will be able to avoid mental confusion about right and wrong.

PENSIONERS

In the Pensioners cause

the UFBU is not interested.

Therefore, Pensioners shouldn't 

hope from them. They should convert

themselves into an Activist, understand

their own good & bad, intensify the struggle.

RETIREE UNIONS

Retiree Unions like bed bugs

continue to suck blood of retirees

& flattery of operating Unions.

Donations, levies will go on.

From its leader no movement,

rather their traveling, meeting, sitting, 

eating, drinking will continue.

 

WORKING BANKMEN

In case of working people Unions'

opportunism will continue. Unions

only for donations and levies.

At the cost of existing rights these

Unions will continue broking Settlements.

SETTLEMENTS

No one should expect that now settlements

will be under dictate of Unions.  

It will be at the the terms set 

I.B.A./Bankers / D.F.S. 

FUTURE SETTLEMENT

There will be a settlement ahead, 

that is uncertain. Government 

May be considering other options. Thus, 

it may be and may not be! The

government knows, the officer/employee

are not hapoy  with the Settlements.

It is important to be reminded. For last

Settlement, the government advised Banks

to start talks for next Settlement

in January, 2016, but this time

the government is silent. 

STRIKE ACTIONS

As their policy to please their

political bosses, Unions shall 

continue to resort to  industrial 

unrests, but nor for the interests

of working & retired bank employees.

They may resort to gimmicky actions 

only. No serious and harsh actions.

ALL DELAYING TACTICS

As in past in future too, they will only 

try to maximize the levy, by resorting

to delay salary revision, using all tactics.

42 Months prolonged talks & 36 month

overdue settlement on 11.11.2020, is a 

landmark settlement.

SPECIAL ALLOWANCE

Through the existing Special Allowances

route, neutralizing pensionary gains arising

out of safe revision shall continue.

The 10th/7th Settlement/Joint Note

Deducting Basic pay between 7.75% to 11.5%

special allowance was made, excluding it

 from pension calculation.

11th/8th settlement/joint note

Special allowance has been increased 

to 16.40%. Through this route, from

11/2022, 11/2027 or 11/2032 this

Special allowances shall continue

to expand, keeping pension outgo

at 11/2012 level. 

PENSION SEALED

They will ensure that the pension increase

continue at the level of 11/2012.

The result so far is

that from 11/2012  50% pension is

down to 45.5% and from 11/2017 it is 41.8%.

Continuing with this policy, 

Pension should come down from 11/2022

to 36% and from 11/2027 it may be at

 31%. There is no room for doubt.

D.A. IN UNENDING TUNNEL

DA is  in deep tunnel. It will

terminate in next 2 settlements. 

In 1970 clerks and substance

DA rate per slab was  3 and 4% 

respectively which was reduced to

0.24% from 1998, 0.18% from 2002,

0.15% from 11/2007, 11/2012

from 0.10%  and from 11/2017 this

is 0.07% per slab.

From 11/2022 it may come down to

0.03% and 0.00% from 12/2027.

If somebody thinks it's wrong,

then prove it. The result is that in 

the 1970s when bank employees

were termed as high wage islander,

today they have become bowl-bearer,

if compared with government employees.

NO MORE WORKMEN/OFFICERS 

DIRECTOR ON BANKS' BOARDS

Employees & Officers representatives

on the Board of Banks shall now not

be appointed. If we say, there is secret 

concurrence of Unions, itt would not be 

wrong. In compromise many things

are undeclared. This is  contrary to

Nationalization Act, 1970/1980.

This is also happening because none

of the top leaders of three majority

unions are eligible to be director and

they are not interested that any next

junior be crowned as Director.

NO MORE COMPASSIONATE

GROUND APPOINTMENT

Right to compassionate appointments,

Unions have buried now. No demand, 

No talk and no agitation.

NO PSB SALE, BUT MAY

BE DISINVESTMENT.

On privatization of three banks.

Poor policy of unions

has been known. A great leader, on

condition of no merger of his Bank,

assured executives to go soft on

merger of rest Banks. SBI Unions,

NCBE & AIBOC welcomed Associate

Banks merger with open arms. The

Sale of 3 PSBs was deferred, perhaps

because the Pensioner Activists possibly

succeeded in convincing the government

that instead privatization of the identified banks

It would be better if the government go for

disinvestment of strong Banks to collect

money. Consolidation of the remaining 

banks will also be done,

not sale. It is natural to ask about such 

big conspiracies that too by

union Leaders towards public sector banks 

and their serving and retired employees

against the larger interest of nation & people..

SUBORDINATES NO MORE

PERMANENT, BUT OUTSOURCED

Regular posts of subordinates will be

eliminated over period of time. 

Those who are will keep going. 

Subordinates need of banks will

be taken care by temporarily people.

This has been going on for over ine

Decade. So far in public banks

over 1,50,000 temporary subordinates

have come in Banks through this

route. There are  5/10 years working

Temporary hands. After some

Years, the need of subordinates

will be met through outsourcing,

as is happening in security matter.

JN Shukla

17.11.2021

9559748734

//////////////////////////////'/''

Sri Ram Madhav ji,

Member, 

All India Executive Committee,

RSS, New Delhi

rammadhav@gmail.com

Respected Sri Ram Madhav ji,

Please listen, over 5 lakh Bank Pensioners are in extreme trouble & financial distress due to neglect of Bank Executives & DFS. For humanity sake, please do what ever you can.

I do not know, how you would be able to help us, since you are not a part of BJP or the Govt any more. But, I look with confidence, as you are in parent organization, RSS.

Difference between you and activists like me is that of a large and small screen, a film and a serial. You are a film, while I am a serial.

I dedicated whole life working among Bank Employees and since 2014 I am dedicated to the cause of Bank Pensioners who have been ignored and deprived of their due. Banks, it's organization, Indian Banks Association and working 9 Unions, including 2 BMS affiliated Unions,  completely ignored the great contributions that former bankers made to transform the primitive banking into a great banking institution, equipped with state-of-the-art technology and denied them Pension Revision.

It is a matter of satisfaction that the Hon'ble Finance Minister Sister Nirmala Sitharaman has felt the pain of the pensioners. Terming them as unfortunate and not being given their due, she said that the great contribution of former bank employees cannot be forgotten. She advised the executives of Banks, Indian Banks Association and Financial Services Department to solve the problems of bank pensioners, but so far there seema to be no head way.

The Pension Policy, which is a replica of Reserve Bank's Pension Policy, is in force with effect from 1.1.1986 in Banking. Pension is fixed on the basis of last  Basic Pay drawn on retirement. The pension fixed on the then Basic Pay of the pensioners who retired from 1986 onward has never been revised till date. During this, there were 6 time wage revision of bank employees. The pension of the Reserve Bank was also revised from 1.3.2019, but the pension of the bank pensioners has not been revised till date despite the instructions of the Finance Minister dated 30.10.2020.

Grace us, help bank pensioners. These are senior citizens, majority in the age group of 70 to 90 years. Everyone is suffering from some disease, there is no arrangement for health security from the banks side, there is a situation of financial crisis from above.

Please help

Regards,

JN Shukla

19.11.2021

9559748834

आदरणीय श्री राम माधव जी,

कृपया सुनें, बैंक और डीएफएस कार्यपालकों की उपेक्षा के कारण 5 लाख से अधिक बैंक पेंशनर अत्यधिक कष्ट और वित्तीय संकट में हैं। मानवता के लिए, आप उनके लिए कृपया वह करें जो आप कर सकते हैं।

मुझे नहीं पता, आप हमारी मदद कैसे कर पाएंगे, क्योंकि आप अब भाजपा या सरकार की व्यवस्था का हिस्सा नहीं हैं। लेकिन, मैं आत्मविश्वास से देखता हूं, क्योंकि आप मूल संगठन, आरएसएस में हैं।

आप और मेरे जैसे कार्यकर्ताओं में बड़े और छोटे पर्दे की फिल्म और सीरियल का फर्क है। आप एक फिल्म हो, जबकि मैं एक धारावाहिक हूं।

मैंने अपना पूरा जीवन बैंक कर्मचारियों के बीच काम करते हुए समर्पित कर दिया और 2014 से मैं बैंक पेंशनरों के लिए समर्पित हूं, जिनकी उपेक्षा की गई और उन्हें उनके हक से वंचित किया गया। बैंकों, इसका संगठन, इंडियन बैंक्स एसोसिएशन और 2 बीएमएस संबद्ध यूनियनों सहित 9 यूनियनों ने पूरी तरह से उन महान योगदानों को नजरअंदाज कर दिया, जो पूर्व बैंककर्मियों ने आदिम बैंकिंग को एक अत्याधुनिक तकनीकी से सुसज्जित महान बैंकिंग संस्थान में बदलने के लिए किए थे।

इस बात पर संतोष है कि माननीय वित्तमंत्री बहन निर्मला सीतारमण ने पेंशनरों की पीड़ा को महसूस किया। उन्हें नजरंदाज करने और उन्हें उनका हक न दिये जाने को दुर्भाग्यपूर्ण करार देते हुए कहा कि पूर्व बैंककर्मियों के महान योगदान को भुलाया नहीं जा सकता। उन्होंने बैंको, इंडियन बैंक्स् एसोसिएशन तथा वित्तीय सेवाएं विभाग के कार्यपालकों सें बैंक पेशनरों की समस्या को समाधान करने की सलाह दी।

बैंकिंग में 1.1.1986 से पेंशन नीति, जो रिजर्व बैंक पेंशन नीति की अनुकृति है, लागू है। सेवानिवृत्ति के समय पर मिलते मूल वेतन के आधार पर इसका निर्धारण होता है। 1986 से सेवानिवृत्ति हुए पेंशनरों की तत्कालीन मूल वेतन पर बनी पेंशन आज तक कभी रिवाइज नहीं हुई। इस दौरान बैंककर्मियों के वेतन में 6 बार संशोधन हुए। रिजर्व बैंक की पेंशन भी 1.3.2019 से रिवाइज हो गई, लेकिन बैंक पेंशनरों की पेंशन बावजूद 30.10.2020 के वित्तमंत्री के हिदायत के आज तक रिवाइज नही हुई।

हमें अनुग्रहीत करें, बैंक पेंशनरों की मदत करें। ये वरिष्ठ नागरिक हैं, बहुसंख्यक 70 से 90 वर्षायु के हैं। सभी किसी न किसी बीमारी से ग्रसित हैं, बैंकों की तरफ से स्वास्थ्य सुरक्षा का भी कोई प्रबंध नहीं है, ऊपर से आर्थिक तंगी का आलम हैं।

कृपया मदत करें।

सादर,

(जे.एन.शुक्ला)

19.11.2021

9559748834