Prime Minister Narendra Modi on Saturday sent an email to bankers, congratulating them on the success of the 'Pradhan Mantri Jan Dhan Yojana. '
"It gives me great pleasure to have seen the exceptional work done by you all in ensuring the success of the Pradhan Mantri Jan Dhan Yojana," the Prime Minister wrote.
Announced by the Prime Minister during his Independence Day speech, the scheme is a national mission to bring every household under the financial radar.
The scheme was launched on August 28, 2014, with a target of covering 7.5 crore households till January 26.
"The target set for opening bank accounts for all households has been surpassed well ahead of the target. By opening 11.5 crore new accounts in a very short span, we have achieved a coverage of 99.74 per cent of all households in the country. I congratulate you for your extraordinary efforts," the mail said.
However, the Prime Minister also asked bankers speed up this process and redouble efforts on financial literacy and said that all 'Jan Dhan' bank accounts should be linked to 'Aadhaar'.
"We need to redouble efforts on financial literacy. Aadhaar seeding needs to improve further. Bank Mitras need to be enabled to carry out RuPay card and Aadhaar enabled transactions in villages itself," he told the bankers.
"I want you to work to ensure that each account holder enrolls for Aadhaar and seeds it in the bank account. This needs to be done for all accounts. I am sure you will do this seeding with the same zeal you showed in driving bank account opening," he added.
Noting that "well begun is half done", PM Modi laid out a roadmap for the future as he said the 'Jan Dhan Yojana' provides a platform for changing the economic condition of the people.
"We need to build on this success and leverage these accounts to provide our citizens a wide range of credit, insurance and pension services. We also need to maintain high standards of customer service. This is the next phase of Pradhan Mantri Jan Dhan Yojana," he said.
Underlining that most development activities are hindered by the single disability of not having bank accounts, he said, "We have now overcome this disability. Benefits have already started flowing to people through some of the Direct Benefit Transfer schemes. This not only ensures that benefits reach people directly, but also utilises your accounts well."
In words of encouragement to the bankers, he said, "You will recall that when we started this mission, many had doubts about our ability to achieve this task in a limited time span of five months.
"However, you have proved sceptics wrong and achieved what appeared impossible. This feat alone should motivate you, as well as others to work to make our dreams a reality."
He said this was their great contribution to nation- building and thanked them for being a part of this huge national mission through which "we shall be able to help every citizen of India achieve a better quality of life
World Bank lauds India for reforms-HBL
Davos, Jan 24:
As the global economic scenario remains gloomy, a few countries, including India, have begun undertaking structural reforms, World Bank chief Jim Yong Kim said.
Speaking here at the closing session of the five-day World Economic Forum Annual Meeting, the World Bank President said India also stands to benefit from the fall in oil prices.
“Last year was another disappointing year. Europe and Japan have been very disappointing, BRICS countries used to grow well... but the growth slowed down there also...,” Kim, who is also a co-Chair of this year’s meet said.
“Countries that need structural reforms, it is time to do it. Some countries have begun doing it, including India... Do those hard things that you need to do it,” he said while talking about the Bank’s economic outlook for global economy.
On falling oil prices, Kim said the World Bank has done its calculations on oil prices and if average price remains around $60, a few countries like Russia will be hit hard, but on the other hand countries like India are benefiting and they are better prepared for such a scenario.
Robbers break into cash-less bank, return empty-handed-TOI
Few unidentified persons entered UP Gramin Bank at Tharwai by cutting its window frame but returned bare handed as it had no money. The incident came to light on Saturday morning when bank manager came to open the bank. An FIR was lodged with the Tharwai police station. This is the second case of bank robbery in Tharwai in the last six months.Bank manager Shri Prakash Jaiswal lodged an FIR stating that the bank was duly closed on Friday after the working hours. There was no money in the strong room and drawers as the bank was yet to made fully functional. Even the cash received from transactions was deposited in the main branch in the same area. Further there were six computer systems, printer and stationery in the bank.
On Saturday morning when Jaiswal opened the branch, he found the window frame dislocated by cutting it with some sharp object and informed the police.
Station Officer Satyendra Singh said, "The miscreants tried to open the drawers and also searched strong room but failed to find any money. Bank manager's complaint indicated that they returned empty handed."
As per the FIR, miscreants did not touch the brand new computer system among other things. "As per initial probe, miscreants were looking for cash. We have lodged the FIR and started investigation," added Singh.
In June and August, 2014 miscreants had robbed Gramin banks at Tharwai and nearby locality of Uttaraon.
12-kg gold stolen in Krishnagiri bank heist -The Hindu
In a major midnight heist, the Bank of Baroda in Gundarapalli, Krishnagiri huge quantity of jewellery, presumably close to 12 kg was burgled on the intervening night of Saturday.
Preliminary information revealed that the burglars gained entry through a house abutting the bank. The house is also a property of the bank was unoccupied for quite some.
There was a complete lockdown of the bank, with the Superintendent of Police, Kannammal holding an inquiry. However, as of Saturday afternoon, no details of the valuables taken in heist have come to light.
Unofficially, it is presumed that close to 12 kg (1,500 sovereigns) of jewellery could have been robbed.
Agitated public, who had mortgaged their jewellery with the bank gathered around the branch, even as the police cordoned off the area.
The branch, located some 20km from Krishnagiri caters to the rural populace of Gundarapalli bordering Andhra Pradesh.
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